What are the various methods used by fraudsters to exploit credit cards, and how can individuals safeguard themselves against such practices?

Card skimming, a notorious practice in the realm of financial fraud, involves illicitly obtaining credit card information for fraudulent transactions, ??? being a prevalent tactic. Skimming works by surreptitiously capturing card details, often through devices installed on legitimate card readers, allowing scammers to clone cards or make unauthorized purchases. To protect against skimming, individuals should be vigilant at ATMs and point-of-sale terminals, checking for tampering or unusual devices. Additionally, using chip-enabled cards, regularly monitoring statements, and employing RFID-blocking wallets can mitigate the risk of falling victim to ??? schemes.